A key characteristic of the Federal Direct PLUS Loan for parents is that eligibility primarily depends on the parent's:

A Demonstrated financial need.

B Credit history.

C Student's academic major.

D Student's GPA.

✓ Correct Answer: Option B

Unlike other federal student aid, Federal Direct PLUS Loans for parents are credit-based. Parents must generally pass a credit check to qualify, not demonstrate financial need.

💡 Why is B) the correct answer?

The correct answer to the question "A key characteristic of the Federal Direct PLUS Loan for parents is that eligibility primarily depends on the parent's:" is Option B: Credit history..

The other options — A) Demonstrated financial need., C) Student's academic major., D) Student's GPA. — are incorrect for this College Advising question. As explained above: Unlike other federal student aid, Federal Direct PLUS Loans for parents are credit-based. Parents must generally pass a credit check to qualify, not demonstrate financial need.

📚 About This College Advising Practice Question

This 2-level College Advising question from the Financial Aid & Scholarships topic is part of BrainForge Quiz's free exam preparation library. Each question includes the correct answer and a detailed explanation to help you understand the underlying concept, not just memorize the answer.

How to use this page: Read the question above, consider all four options (A through D), then check the highlighted correct answer and explanation. For active timed practice, start a free College Advising practice test or use flashcards for spaced repetition review.

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A key characteristic of the Federal Direct PLUS Loan for parents is that eligibility primarily depends on the parent's:

✓ Correct Answer: Option B

📚 About This College Advising Practice Question

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