🏫 College Advising

A critical eligibility requirement for borrowers seeking Public Service Loan Forgiveness (PSLF) is that they must:

A Have only private student loans.
B Make 120 qualifying payments while employed full-time by a qualifying employer.
C Consolidate all loans into a Direct PLUS Loan.
D Be employed by a non-profit organization for a minimum of 25 years.

✓ Correct Answer: Option B

PSLF requires 120 qualifying monthly payments made under a qualifying repayment plan while employed full-time by a U.S. federal, state, local, or tribal government or a not-for-profit organization.

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